WINNERS CIRCLE LLC

Privacy Policy

Effective October 18, 2026

This Policy explains how Winners Circle LLC ("Winners Circle," "we," "us") handles information collected through winnerscircle.life and its appointment-request form. It covers this website and related inquiry handling. An insurer's separate privacy notice governs information it receives through its own applications and policies. This Policy is not a substitute for any legally required insurance-specific privacy notice.

1. Contact and responsibility

Winners Circle LLC
480 Silverweed Ave
Henderson, NV 89044
contact@winnerscircle.life
(855) 573-5712

Use this email for access, correction, deletion, communication opt-out, or privacy questions. Do not include sensitive identity documents, medical records, or financial credentials in ordinary email. We may need proportionate verification before releasing or changing personal information.

2. Information you provide

The form collects your name, telephone number, state, desired coverage amount, optional email address, and optional intended beneficiary name and relationship. We also collect your optional combined appointment SMS and automated-marketing consent choice and the version of the disclosures presented. Do not submit Social Security numbers, health information, bank or payment details, or other sensitive information through this form. An intended beneficiary is not officially designated by completing it.

3. Technical and consent records

Our systems and hosting providers process information needed to operate, secure, and deliver the website, such as network information, request timestamps, browser information, and error or security logs. When a request is submitted, we retain its submission identifier, server timestamp, consent selections, exact consent disclosure, disclosure version, and source page. These records help document what you requested and authorized. We do not use this form to make automated insurance eligibility decisions.

4. How information is used

We use information to save and respond to your inquiry; discuss relevant insurance options with appropriately licensed persons; coordinate an appointment; respect communication preferences; document consent; maintain security; resolve problems; and meet applicable recordkeeping or legal obligations. Automated or AI marketing outreach requires the separate optional consent displayed on the form and the applicable operational controls.

We do not use an appointment request as a policy application or make a claim that coverage has been issued. We do not use optional beneficiary details to market to or contact that person.

5. Who may receive information

Information may be made available to authorized Winners Circle personnel and agents acting on our behalf, and to providers performing hosting, secure storage, CRM, scheduling, or communications services for us. We limit access to the purpose of providing the requested service, operating our business, protecting information, or complying with law. We may disclose information when legally required, to protect rights or safety, or in a business transfer subject to appropriate notice and safeguards.

We do not sell website inquiry data or share it for cross-context behavioral advertising. Mobile numbers, text-message opt-in data, and consent records are not sold, rented, or shared with third parties or affiliates for their own marketing. Limited access by providers processing communications solely on our behalf is for performing those services, not independent marketing. We do not disclose your inquiry to an independent insurer or seller for its own marketing without the required notice and authorization.

6. Cookies, analytics, and advertising

This version of the site does not install advertising pixels or third-party marketing analytics and does not store form details in your browser's local storage. Hosting or access-control services may use essential session or security technologies needed to deliver or protect the site. Browser settings can control cookies, although blocking essential technologies may affect functionality. If we introduce nonessential tracking, we will update this Policy and obtain choices or consent when applicable. We do not engage in sale or advertising sharing that would require opting out through a Global Privacy Control signal.

7. Retention

We retain inquiry information only for as long as reasonably necessary to respond to the inquiry, maintain the business relationship, or meet applicable legal, audit, dispute, and recordkeeping needs. Retention depends on whether you proceed with an application, ongoing contact, or other service. Consent and suppression records may be retained longer to demonstrate compliance and prevent unwanted communications. You may request deletion, subject to lawful retention exceptions. We do not promise deletion of records that must legally be preserved.

8. Security

We use proportionate technical and organizational measures, including encrypted transport, restricted access, and platform security controls. No website or electronic transmission can be guaranteed completely secure. Please do not send information the form does not request. If you believe information has been misused, contact us promptly.

9. Communication choices

You can request a human conversation without selecting automated or AI contact consent. To stop texts, reply STOP or otherwise clearly ask to stop. Reply HELP for help. You can also contact contact@winnerscircle.life, write to the address above, tell a calling agent, or use an available opt-out method. Reasonable revocations will be honored within the period required by applicable law and ordinarily as soon as practicable. Message frequency varies; message and data rates may apply. Consent is not required to purchase insurance.

For marketing email, use an unsubscribe link when provided or email us. You can request correction of your telephone number or preferences. A limited non-marketing opt-out confirmation may be sent where allowed. Opting out does not prevent us from responding to a new inquiry you later initiate as permitted by law.

10. Your privacy rights

Depending on your state and applicable exemptions, you may have rights to know or access information, correct it, request deletion, obtain a copy, limit certain uses, or appeal a denied request. We will assess requests under applicable law and will not discriminate against you for exercising a protected privacy right. Authorized agents may submit requests with appropriate proof of authority. Email contact@winnerscircle.life with the subject "Privacy request"; tell us the right you wish to exercise and a safe way to reach you. If we deny a request, you may ask us to review it and contact your state regulator.

Insurance-related data may be subject to federal or state financial privacy laws and exemptions. We do not represent that every privacy statute applies to every record. Where additional notices or authorizations are required, they must be provided before the relevant collection or sharing.

11. Children and other people's information

The form is intended for people age 18 or older and is not directed to children under 13. Do not allow children to submit inquiries. If a beneficiary is a minor, you may omit the name and discuss the relationship privately with an agent. If we learn of information collected improperly from a child, we will take appropriate steps to remove it, subject to lawful retention needs. Submit another person's information only with appropriate authority.

12. AI systems, recordings, and external services

The website itself does not place AI calls or send automated texts. If those services are enabled later, they will operate subject to applicable law and your consent choices. An AI agent is an automated system; it must not impersonate a licensed human agent. Any call recording or transcription requires appropriate notice and consent under applicable law. The checkbox on this website does not by itself authorize recording in jurisdictions requiring separate consent.

Providers may process information in the United States or other locations under appropriate safeguards. External links and insurer platforms have their own policies. Review them before providing additional information.

13. Policy changes

We will post changes with a new effective date and give additional notice when required. An update does not retroactively authorize a new use or broader contact consent. Contact us with any questions about this Policy.